What is Business Interruption Insurance?
Business interruption insurance helps cover lost income and extra expenses if a covered event—like fire or disaster—temporarily shuts down your operations. Protect your livelihood, payroll, and recovery until you’re back to business as usual.
Cover Your Business From:
Lost Revenue
Ongoing Payroll
Rent or Lease Payments
Temporary Relocation Expenses
Utility & Operating Costs
Covered Disaster Closures
FAQ
What is business interruption insurance?
It helps replace lost income and covers expenses if your business can’t operate after a covered disaster, such as fire or storm damage.
What does it cover?
Lost profits, rent or mortgage payments, payroll, taxes, and extra expenses needed to resume operations after a covered loss.
What isn’t covered?
Floods, earthquakes, and pandemics are typically excluded. Physical damage must occur for coverage to apply.
How long does coverage last?
Coverage usually lasts until repairs are complete or the coverage limit is reached—typically 12–24 months. Check your policy specifics.